From Broke to Building Wealth: My First Year of Serious Budgeting
Twelve months ago, I had $327 in my savings account and about $4,800 in credit card debt. Today, I have a fully funded emergency fund, zero credit card debt, and I’m contributing 15% of my income to investments. The difference between those two versions of me isn’t a salary increase or an inheritance — it’s … 더 읽기