Learn how to use the 50/30/20 rule for smarter money management. Balance needs, wants, and savings to budget effectively and build financial security. Managing personal finances doesn’t have to be complicated. While there are dozens of budgeting methods available—from zero-based budgeting to envelope systems—one of the simplest and most effective approaches is the 50/30/20 rule. … How to Use the 50/30/20 Rule for Smarter Money Management 계속 읽기